Terms of Use

These Terms of Use (the “Terms”) govern access to and use of the website of “Most Finance Management” AD (the “Company”, “we” or “us”). Please read them carefully before using the website.

“Most Finance Management” AD is a joint-stock company registered and operating under the laws of the Republic of Bulgaria, carrying out activities related to the collection, management and purchase of receivables.

By accessing and using the website, you accept these Terms in their entirety. If you do not agree with them, please do not use the website.

The Company’s website is an informational corporate resource through which publicly available information is provided regarding:

• the activities and services of “Most Finance Management” AD;
• the collection, management and purchase of receivables;
• ways to contact the Company;
• current corporate information.

The information published on the website is for informational purposes only and does not constitute legal, financial or investment advice.

All materials published on the website — including, but not limited to, texts, graphics, logos, images, icons and source code — are the property of “Most Finance Management” AD or are used with the permission of their respective owners and are protected by the applicable intellectual property legislation.

Without the express written consent of the Company, the following are prohibited:

• copying, reproducing or distributing the content of the website;
• modifying or adapting materials from the website;
• using the content for commercial purposes.

Personal and non-commercial use of the publicly available content is permitted, provided that all copyright notices are retained.

The website has a contact form through which users can submit inquiries to the Company. When using the contact form:

• you provide personal data voluntarily and give your consent to its processing for the purpose of responding to your inquiry;
• you assume responsibility for the accuracy and up-to-date nature of the information provided;
• you must not send content that is illegal, offensive, threatening or infringes the rights of third parties.

The Company processes the data received through the contact form in accordance with its Privacy Policy. Completing the form does not create a contractual relationship between you and the Company.

When using the website, the following are prohibited:

• taking actions that may damage or disrupt the normal functioning of the website;
• attempting to gain unauthorized access to systems or data;
• distributing malicious software or other harmful code;
• collecting personal data of third parties through the website without their consent;
• using automated tools (bots, scrapers, etc.) to extract content without permission.

“Most Finance Management” AD makes reasonable efforts to maintain accurate and up-to-date information on the website, but does not guarantee the completeness, accuracy or applicability of the published content to specific situations.

The Company shall not be liable for:

• direct or indirect damages arising from the use of, or inability to use, the website;
• errors, omissions or inaccuracies in the published information;
• temporary unavailability of the website due to technical reasons, maintenance or circumstances beyond the Company’s control;
• the content of external websites to which the website may refer.

The website may contain links to third-party websites. These links are provided solely for the convenience of users. “Most Finance Management” AD does not control and is not responsible for the content, privacy policies or practices of such websites. Visiting them is entirely at your own risk.

The processing of personal data collected through the website (including through the contact form) is carried out in accordance with Regulation (EU) 2016/679 (GDPR) and the applicable Bulgarian legislation.

Detailed information regarding the purposes, legal basis, processing period and your rights as a data subject can be found in our Privacy Policy, available on the website.

The website may use cookies to improve the user experience and analyze traffic. Upon your first visit to the website, you will be informed about the use of cookies and will have the opportunity to manage your preferences. Details are available in the Company’s Cookie Policy.

“Most Finance Management” AD reserves the right to update these Terms at any time. Changes shall take effect from the moment they are published on the website. We recommend that you review the Terms periodically. Continued use of the website after changes have been published shall be deemed acceptance of the updated Terms.

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Bulgaria. Any disputes arising from or related to them that cannot be resolved by mutual agreement shall be referred for consideration to the competent Bulgarian court.

For questions related to these Terms of Use, or to exercise your rights under the GDPR, you may contact us in the following ways:

“Most Finance Management” AD
UIC: 200385975
Address: 115E Tsarigradsko Shose Blvd., 4th floor, Sofia 1784, Bulgaria
Phone: +359 2 960 0 123
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.